Our Services

Professionally tailored

Investments

Given the recent fluctuations of the economic markets, it’s now more important than ever to ensure you have a sturdy and diverse investment portfolio in place.

We believe that the most sensible approach to successful investing is to maintain a good balance between risk and return.  With a portfolio that is made up of a wide mix of investment types, markets and industries, each investment will perform differently under different economic conditions, meaning you’re more likely to be protected from the ups and downs of the market.

That said, we firmly work on the basis that each of our clients’ investment portfolios are tailored to their individual objectives and requirements, including suitability, cost and taste therefore if we think another method would be more effective given the circumstances, we are happy to say so.

Carefully considered

Retirement Planning

Following the financial crisis and with evidence of the nation living that little bit longer, our advice would be to start considering your retirement options outside of the state provision sooner rather than later.

But with so many pension scheme options available, how do you know which one is right for you and where to start?

Our advisers can discuss all of the options available to you and offer their opinion on which they think would be most suitable given your circumstances, as well as helping you to determine a time frame of when to start making the relevant arrangements.

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Simplified and strategic

Inheritance Tax Planning

There are a number of different ingredients that make up the value of your estate. The bill that your beneficiaries have to pay can be complex, therefore some in depth calculations are required to work out your potential liability in order to best mitigate any potential tax bill upon your death.

We can help by:

  • Providing appropriate investment strategies, perhaps geared towards capital preservation rather than capital growth, to generate or increase income in a tax-efficient way.
  • Implementing Inheritance Tax mitigation strategies whilst retaining sufficient assets to ensure financial security. This could be achieved by utilising a wide range of trust and investment based approaches which are designed to meet both aims.
  • Arranging your affairs so that your estate passes to your chosen beneficiaries in a tax and cost-efficient way, without compromising financial security during their lifetime.

 

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Invaluable advice on

Mortgages & Protection

Your home is one of the largest purchases you will make during your lifetime, that’s why the advice of a specialist mortgage adviser is an invaluable service when it comes to making that ever important decision.

What’s more, with the recommendation of the right protection products to repay your mortgage in the event of death, suffering a defined critical illness or being unable to work due to ill-health, you can be rest assured that you’re biggest purchase is also your safest.

Contact Us Now

If you'd like us to get in touch with you all you need to do is head over to our Contact Us page and complete the form.

If you'd rather not wait, there are a number of ways for you to get in touch with us directly.

Call Us:

Chester: 01244 659659
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Oswestry: 01691 654613

Our Offices:

Hilliards Court, Chester Business Park, Chester CH4 9QP
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9-11 Salop Road, Oswestry, Shropshire SY11 2NR